A unique RWA-backed staking model. The DAO tokenizes pledged real-world assets to ensure full transparency through smart contracts.

TamgaStake is a core component of the TamgaDAO ecosystem, designed to attract crypto liquidity and issue asset-backed loans. TamgaDAO directly partners with asset owners, accepts RWA as collateral, and tokenizes them to ensure on-chain transparency, control, and auditability via smart contracts.

Key Features

1. Liquidity Staking

  • Investors can stake USDT, USDC, or TAMGA tokens into DAO-managed pools
  • Yields range from 4–8% APY, depending on DAO governance parameters
  • Rewards are generated from interest paid by RWA-backed borrowers

2. Asset-Backed Lending

  • TamgaDAO signs off-chain collateral agreements with asset holders (e.g., land, harvest, storage, real estate)
  • The asset is appraised, tokenized (as NFT or wrapped-token), and locked in a smart contract
  • Loans are issued in USDT/USDC for 3–12 months, with LTV up to 60%

3. Transparency & Risk Control

  • All collateral is visible on-chain via tokenized RWA
  • Smart contracts enforce lending logic, repayment, and liquidation rules
  • In case of default, the asset is liquidated via the TamgaHub marketplace

TamgaStake Revenue Model

Revenue Source Description
Borrower Interest 8–14% annualized interest paid by borrowers
DAO Protocol Fee 1–2% per loan for DAO treasury growth
Staker Yield 4–8% APY distributed from the interest margin

Infrastructure & Architecture

  • Blockchain: Arbitrum (live), TamgaChain (future)
  • Token Standards: ERC-20 (TAMGA), ERC-721 (RWA collateral as NFT)
  • Asset Evaluation: via decentralized oracles and expert verifiers
  • Legal Setup: Registered under RAK DAO with VARA Lending & Custody Licenses

Advantages

  • TamgaDAO is the direct counterparty: contracts are transparent, enforceable, and managed by DAO
  • RWA tokenization ensures trust: real assets are mirrored and verifiable on-chain
  • Crypto-native yield: investors earn without converting to fiat
  • Liquidity for asset owners: access funding without banks or intermediaries
  • Fully DAO-controlled: parameters like LTV, interest rates, audit, and liquidation rules are governed by token holders